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VERY USEFUL
INFORMATION
Is a
Texas
adjuster license good in other states?
No and Yes.
The Texas license will reciprocate with over
30 other states. That means that
reciprocating states will, for a fee, issue
their license to you if you hold a Texas
license. This makes it easy to get other
state’s license, but you must get the
license.
Where is your
classroom located?
We will teach classes upon request
anywhere in the free world. Our regularly
scheduled adjuster classes are at:
Arlington, Texas : Quality Inn
Hotel, 1607 North Watson Road, Most
people refer to North Watson Road as Highway
360, and the Quality Inn is located in
the northwest quadrant of Highway 360 and
Brown Boulevard. (817) 640-4444
Dallas, Texas
: Best Western Hotel,
13333 North Stemmons, Most people call
this I-35. Although it has a Dallas
address, it’s actually in Farmer’s Branch on
the west service road of southbound I-35
about 600 yards north of Valley View St.
(972) 241-8521
Houston, Texas
: Comfort Suites Hotel,
150 Overland Trail, located on the
southbound service road of I-45 just south
of FM 1960. (281) 440-4448
Austin, Texas
: Holiday Inn Express,
2751 Highway 71 East, just down the road
from the entrance to the airport. The
address is actually in Del Valle. (512)
385-1000
Will the
VA or G.I. Bill assist with the tuition?
Apparently
not. However there are resources available
– contact the American GI Forum at (214)
631-7695 or (817) 737-0311. They have
offices in many locations but these are the
only ones we have phone numbers for.
Is there a
market for adjusters?
The market for
adjusters is no different than any other
profession, with a notable exception. In
this industry, the market becomes much
better following a major catastrophe such as
Hurricane Katrina or the Northridge
earthquake. Under normal conditions, the
good people will get the jobs. That does
not mean people with a 4 page resume or
degree. When hiring, one must consider
all the other factors which are
important but not taught in college.
Will I
need More Training After Your Class?
Put yourself
in an employer’s place. Would you prefer an
employee who strives to be better than the
rest, or an employee who just got a license
and nothing more? That’s one way to look at
it, but there are other considerations, too.
Some employers prefer a licensed, untrained
and untainted person who can enter the
workplace with no pre-established bad
habits. Each company has its own way of
doing things. On the other hand, some
companies just don’t have the time or
available staff to train
anyone, hence those companies may
prefer training and or experience.
Will those of you with no prior training or
experience walk right into a high paying job
following our class? As a general rule, no.
However, without the appropriate license,
there will be no chance of any adjuster
position in Texas.
We normally council those with no experience
to talk to other employed adjusters and make
up their own mind about what’s needed. Also,
you may want to contact the following for
counsel on additional training:
Larry Conner,
Houston, (281) 298-7986
Mickey
Hamilton, Dallas, (214) 260-5851 (also has a
claims team)
George Epps,
Dallas, (972) 394-1013
Jimmie Fair,
Mobile AL, (251) 662-1457 (also has a claims
team) jimmie.fair@americanadj.com
Vale National,
Arlington, TX (817) 633-4800
There are
some required training programs if
you want to go to work for certain companies
which handle State Farm or Allstate claims.
For information about these classes,
requirements and availability before/after
your adjuster class, e-mail:
Herb Carver at
herbc@worleyco.com
. (Herb is a bit busy right now, having
evacuated his office and home)
Eric Grizzle
at
edgrizzle@pilotcat.com
(Eric is / was in Mobile. Don’t know if he
had to evacuate)
E.A. Renfroe
at
employment@earenfroe.com
What’s the
difference between an adjuster, inspector
and appraiser?
Following a
covered loss, an adjuster, also
called
"claims
representative", delivers the benefits of an
insurance policy that an insurance agent
sells. Inspector and appraiser
are not insurance licenses. Someone who
estimates damage to an automobile, but who
does not settle claims or discuss coverage,
is often referred to as an auto appraiser,
but that’s not a licensed profession. It
does however include a lot of training and
often involves professional
certifications. There are also home
inspectors and appraisers. Those may be
licenses issued by the
Texas Real Estate
Commission or some governmental authority.
What are
the requirements to be an adjuster?
There are
requirements to get licensed, and there are
requirements to get hired. Getting a
license requires the applicant to be at
least 18 years old, trustworthy, must have
no pending felonies or past criminal record
involving moral turpitude, and pass a test
of your competence. Getting hired does
not always require a 4 year degree.
There are more companies which don’t require
a degree than those that do. However it’s
safe to say that every company is going to
have to be convinced that you are
trustworthy, dependable, you have a measure
of common sense, you have a spirit of
fairness, you work well with people and you
are willing to work as hard as the situation
calls for. Some companies prefer a trainee
with no experience and some require
experience because there is no time to
train.
How many
different types of adjusters are there?
There are two
Texas adjuster licenses, but there are
dozens of types
of
adjusters. The two licenses are workers
compensation which allows you to handle
only matters arising out of workers
compensation insurance, and there’s the
other license which we refer to as a
multiline
license, which entitles you to handle
all other casualty type claims. In earlier
times, adjusters handled every claim that
they were assigned, so there was only one
type
of
adjuster. Now, people specialize.
Nevertheless, all claims will fall under one
of the two types of licenses. Therefore,
there are workers comp adjusters, property
adjusters, aviation, auto liability, auto
property damage, medical malpractice,
professional liability, boiler and
machinery, bond and ocean marine adjusters.
How much
do adjusters make?
On the
conservative side, adjusters will make
anywhere from $22,000 to $250,000. Like any
other profession, it depends upon the
adjuster, experience, skills, education,
capabilities, common sense, attitude,
willingness to work long and difficult
hours, the company one works for, and to a
large extent, how one is evaluated and
trusted by superiors.
Do we
provide financial assistance?
No. There’s
never been a significant demand for
financial assistance. We are proud of the
fact that we have had a number of students
sent to us by the Texas Rehabilitation
Commission.
Do
adjusters have to have a 4 year degree?
Not
necessarily. It depends wholly on the
company one is attempting to work for, and
there are other factors that are equally
important yet not attainable through college
classes.
How can I
identify insurance companies in Texas?
Click on this
web site:
www.tdi.state.tx.us/general/forms.html#companies
. The
internet is a valuable source of
information.
How much
does the course cost?
Our regularly
scheduled classes are $395 and that’s all
you will ever pay us. It will probably cost
you $50 dollars for the TDI to issue your
license and it will cost a few dollars for a
fingerprint card. Our continuing
education courses and specially
scheduled adjuster classes will be price
negotiated at the time they are requested.
Any of our classes will be priced fairly.
Is
Training Unlimited certified by the
Department of Insurance?
Yes, as
Provider #2667. Training UNLIMITED is also
found on TDI’s
web site. A legal training program
requires at least 30 hours of classroom
instruction and 10 hours of any other
approved method.
Can women
be adjusters?
Of course.
This question has come up several times.
Don’t know why.
Does
someone need experience to be an adjuster?
Naturally,
experience may be required in some cases and
it may help in others. Not all employers
are going to require experience. There are
employers who don’t want to have to un-train
old habits.
Does
Training Unlimited provide job placement?
No. We’re not
willing to make some kind of commitment that
we may not be able to honor. We will give
you valuable information which will aid you
in a job search.
After
getting the adjuster license, how do I find
a job?
See above.
What do
I need to bring to class?
Bring
something to write with and an inexpensive
calculator. It is a good idea to bring
clothing appropriate for a 20 degree
temperature swing.
Is there
another test following the Training
Unlimited class?
No. Once you
pass our test, there are no other tests for
you to take. If one wants to take the Texas
adjuster exam “cold” he or she may do so at
state’s the designated testing contractor’s
facility.
What
should I study prior to coming to class?
We don’t
recommend that adjuster candidates attempt
to study anything before class. We’ll give
you all you can handle in class.
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